If it is at all possible to be successfully accepted for a loan if you have been issued with a CCJ at any point during the last six years (this is the period of time in which CCJs remain on your credit file) you may be wondering.
Fortunately, you’ve chose to try looking in the right spot! Proper Finance works together with a quantity of reputable lenders (FCA controlled and authorised) who provide a variety of CCJ loan items to borrowers.
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What’s a CCJ?
CCJ can be an abbreviation of County Court Judgement, and it also describes the procedure whereby an individual has taken court action that you have not paid back money owed to a person or company against you, on the basis.
CCJs stick to your credit report once they have now been successfully released, and are usually considered by lenders when coming up with your decision of whether to offer you that loan or perhaps not.
Can a loan is got by me If We Have a CCJ?
Yes, you may be eligible for certain kinds of loans having a CCJ. Whilst some loan providers may well not accept candidates by having a CCJ, Proper Finance works closely with a variety of various lenders that do.
Loans that are offered to those with CCJs will frequently count on other factors to produce safety into the loan provider that the loan with be repaid. For instance, those with CCJs can be qualified to receive guarantor loans, where a guarantor is added to the application form as safety if the borrower that is main. Get more info right here.
What sort of Loans Can I have by having a CCJ?
Proper Finance works with wide range of loan providers who offer CCJ loans to borrowers. There are many various loan that is different readily available for individuals with CCJs. » Read more..